Last updated: July 24, 2022
Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using the https://thefiretravellers.com website (the “Service”) operated by the F I R E travellers (“us”, “we”, or “our”).
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.
By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.
Financial advice disclaimer
the F I R E travellers are NOT a financial adviser and do NOT hold an Australian Financial Services Licence (AFSL). the F I R E travellers are NOT providing you with any financial advice.
The F I R E Travellers only provide you with factual information based on my experience about finance and investment and that is for general informational purposes only. Nothing the F I R E travellers say on this website is intended to influence your decisions about any financial product.
Please do not ask the F I R E travellers for any financial advice as we am not qualified nor licensed to provide you with that advice.
the F I R E travellers strongly encourage you to do your own research, consider your own personal circumstances, and talk to a qualified financial adviser before making any financial or investment decisions. To find a licensed financial advisor in Australia, you can visit:
- ASIC financial adviser register
- Association of Financial Advisers
- Financial Planning Association
- MoneySmart financial advisor register
If the F I R E travellers say anything on this website that may be interpreted as my opinion about or recommendation of a financial product, please understand that that is not the intention. Please do not take that as my advice or rely on it without seeking professional advice. When the F I R E travellers talk about our own personal experiences, that is for general informational only and is not intended to be relied upon as advice.
General disclaimer
While the F I R E travellers make every effort to keep content relevant, up to date and accurate, it can be difficult to do with the rapidly changing nature of the topics discussed on this website. the F I R E travellers make no representations about the accuracy, reliability, timeline, suitability, availability, and completeness of anything said on The F I R E Travellers website, for any purpose, to the maximum extent permitted by applicable law. Anything contained on this website is provided “as is” without warranty or condition of any kind. You acknowledge and agree that you use this website at your own risk.
When the F I R E travellers talk about products or services that have been used on this website, there are no guarantees or recommendations that you will experience the same performance when using them.
Any information available on or via this website may include inaccuracies or typographical errors. Changes are periodically made to this website.
Intellectual Property
The Service and its original content, features and functionality are and will remain the exclusive property of the F I R E travellers and its licensors. You must not copy, display, distribute, modify, translate, reformat, incorporate into advertisements and other works, promote, create derivative works, or in any way exploit or allow others to exploit any of my website content in whole or in part, unless with my prior written approval.
You may only use my website content for your own personal use and not for any commercial purpose. Sharing my content without my prior written permission is expressly prohibited. You agree not to change or delete any copyright or proprietary notice from materials downloaded from this website or any site accessible through this website.
Except as otherwise expressly granted to you in writing, the F I R E travellers do not grant you any express or implied right or license to our website content or our intellectual property.
Any content posted on my website by third parties are the responsibility of those third parties and may be subject to copyright. You must ask the third party for permission before using any of their content.
If found that you have infringed my intellectual property rights, the F I R E travellers will contact you and ask you to stop.
If you believe there is material on this website that infringes third party intellectual property rights, please contact me with sufficient information for me to determine who the owner of the intellectual property is. If I form the reasonable belief that there has been an infringement, I will remove the infringing content from this website.
Links To Other Web Sites
Our Service may contain links to third-party web sites or services that are not owned or controlled by the F I R E travellers.
the F I R E travellers has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that the F I R E travellers shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.
Affiliate links – the F I R E travellers provide affiliate links to third party websites and may earn a commission from certain links. These are typically in the range of 1-10% of the product value. These affiliate links do not cost you anything and are often attached to a discount voucher, code or bonus sign up offer. This money is paid by the affiliated service out of their marketing budget.
Please be aware that I am not the supplier of any products or services advertised on this website and am not responsible for any purchase you make through the affiliate links. You should carefully consider a product or service before making a purchase. If you have any problem with the products or services you have purchased, you need to contact the actual supplier to resolve the problem.
Providing links to these websites does not imply my recommendation of the content found on these sites. Site owners and content may also change without notice and may occur before the F I R E travellers have the opportunity to remove a link which may have gone ‘bad’.
Other third-party links – This website also contains links to other third-party websites (linked sites). Please be aware that these linked sites are not under my control, and I am not responsible for the content of a linked site. I am also not responsible for any form of transmission you receive from any linked site. the F I R E travellers strongly encourage you to read the terms and conditions and privacy policies of any third-party sites that you visit.
We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.
Termination
We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Disclaimer
Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.
Limitation of liability
the F I R E travellers will not be liable to you or any other person for the products or services provided by third parties. Your legal rights in connection with those products or services are against the service provider and not Captain FI.
the F I R E travellers will not be liable to you or any other person for any damages whatsoever arising as a result of your use of this website in any way, subject to applicable law.
Where warranties are implied by law, you acknowledge and agree that my total aggregate liability is limited at my discretion to the provision of those services again, or to a refund equal to the total amount paid by you for those services, even if that amount is zero.
This limitation of liability applies to the fullest extent permitted by law and survives any termination or expiration of this agreement or your use of this website.
Indemnity
You agree to indemnify and hold me harmless against any claims, damages, liabilities, costs, or expenses (including without limitation court costs, arbitration costs and legal fees on a solicitor and own client basis) related to:
- any content you submit to this website;
- your unauthorised use of this website, or products or services included or advertised on this website; and or
- your breach of these terms.
Governing Law
These Terms shall be governed and construed in accordance with the laws of Australia without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.
Security
the F I R E travellers make reasonable efforts to maintain the security of this website. However, I do not guarantee the security of this website or your content. the F I R E travellers do not accept any liability for any computer virus or technological problems arising from your use of this website that I do not intentionally cause or that are beyond my control. You are encouraged to install and maintain up-to-date security software on your devices.
Continuous accessibility to the website is dependent upon third party services. As a result, the website may be inaccessible from time to time.
Changes
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.
Contact Us
If you have any questions about these Terms, please contact us.
